Small Business Lending in New York | New Jersey

Across New York and New Jersey, many small businesses and nonprofit organizations continue to face challenges accessing affordable capital as traditional lending requirements become increasingly restrictive. When financing is out of reach, business growth slows, expansion opportunities are delayed, and communities lose valuable jobs, services, and economic activity.

At TruFund Financial Services, we help bridge that gap by providing flexible, responsible financing solutions designed to support small businesses and nonprofits in underserved and historically disadvantaged communities. Our funding empowers entrepreneurs and organizations to sustain operations, invest in growth, create jobs, and strengthen local economies.

Supporting Communities Through Access to Capital

TruFund provides affordable lending solutions to small businesses and nonprofit organizations throughout:

  • New York City
  • Nassau and Suffolk Counties
  • Mid-Hudson
  • Western New York
  • The Finger Lakes Region
  • Undercapitalized communities across New Jersey

Our loan products support working capital, contract and project-based financing, equipment purchases, business expansion, operational resilience, and other growth initiatives that help organizations build long-term stability and community impact.

Our Impact

Since 2005, TruFund has:

  • Supported more than 3,900 small business owners
  • Provided over $323 million in financing
  • Helped create and retain more than 27,000 jobs
  • Delivered $150 million to underserved populations

Our financing solutions are designed to help businesses and nonprofits not only survive challenging economic conditions, but thrive within them.

Emergency and Recovery Funding

In addition to our traditional lending products, TruFund has administered federal, state, and city emergency loan programs that have provided critical relief and recovery support to small businesses and nonprofit organizations during times of economic uncertainty.

Flexible Financing. Community Impact.

TruFund Financial Services, Inc. offers competitive rates and flexible financing directly to small businesses and nonprofit organizations in targeted neighborhoods throughout New York and New Jersey.

Ready to Apply?

For more information about our New York | New Jersey loan programs and funding resources, please contact:

Ryon R. Campbell
Assistant Vice President | Senior Loan Officer — New York & New Jersey
rcampbell@trufund.org or 332.225.1858

For more information about our New York|New Jersey loan programs and funding resources, please contact our local office.